Being able to manage your cash is an essential part of business. For a small business, it may not always be practical to hire the services of an accountant to do this for you. This is where technology comes into play. With just the phone in your hand, you can manage all your finances effortlessly. These apps enable you to lead an organized life. Hence, you do not end up living beyond your means. In addition, it makes book keeping easier. This will ensure that you have fewer problems with the law, thus, you can dedicate more time to running your business.
Most people who surf online are not IT experts. They are just ordinary people who are trying to utilize the internet for their own benefit. However, you may at times find yourself being tricked into signing up for services that seem cheap at first look. These services usually have hidden charges that pile up on your credit card. As a result, you may find yourself being pursued by credit companies and even facing legal action. This app is an awesome way to avoid that trouble. It will assist you to track all services that you are subscribed. As a result, you are able to choose which service you do not want to be billed to your credit card and opt out.
2. Facebook Pay
This awesome app is available through the Facebook Messenger. It allows you to pay back your friends’ small loans that you may have taken from them. You can use this app to purchase items on the Facebook Messenger. If you have been wondering how you will reach your friends to reward them or give them back their money, this is a great way to do so.
3. Penny App
This is a finance coach in your hand. It will send you important data in the form of charts that assist you to make the right financial decisions. It gives you figures on a regular basis that reveal to you how you spend your resources.
This is the burner phone of money apps. It helps reduce the chances that your credit card will be fraudulently used. Each time you trade with a merchant, the app generates a unique number for the credit card. It can create numbers for once off use during a one-time purchase. This makes it very hard for criminals to target you in any swindles. It also reduces the chances of your credit card being canceled.
This is a great app if you are trying to save up cash for a certain goal. It has a feature that lets you save small amounts of money on a regular basis. It will also assist you to gather up your change and make you pay a fine to yourself. For instance, if you are trying to reduce buying something and you find that you still bought it, it deducts a small amount from you and saves it.
It is hard for anyone to try to manage his or her cash without installing this app. It pools all your financial data into one place. This data will help you understand how much you are really worth. This app also has the ability to track the types of purchases you make online. Later on, it will create appealing graphics for you, which you can study in your own free time. Best of all, the app is smart enough to know what category each purchase fits into.
It enable you set up a budget for something you want to buy. For instance, if you need to buy a car in the near future, you can establish your target and start working on it. In addition, you can create other goals such as a fixed date by which you intend to pay off your credit card debt. Along the way, this app will offer you informative pointers to make the process as smooth as possible.
Unfortunately, there are many fraudsters roaming in the internet. They are always lurking, waiting for the perfect chance to pounce on their victim. In addition, credit cards get pickpocketed too often. When this happens, someone may try to use them to make purchases. This app is the perfect safeguard against this.
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Firstly, it can track where an actual purchase is taking place. This is important information that you can turn over to the police. Although they have their own ways of tracking the use of a card, it will help to make their work much easier. Besides that, some fake links online will try to sell you something that does not exist. This app will alert you when it suspects the deal is soar. In addition, it shortens the process of getting a refund with a one-click solution. As a result, if you do not know how to do it, the app will make it easier and faster. If you have done some purchases in the past, this app will show you which ones it thinks are suspicious.
Managing personal finances is not easy. These apps are meant to make it better for you to live your life without the hassle of not knowing what is happening to your money. You work hard to earn money and it is only fair that you know where it is going.